It can also include real Social Security numbers. But there are some steps you can take to help better protect their information. Start by checking to see if your child has a credit report.
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- More than 1 million children were victims of ID theft last year.
If they do, that may be a red flag indicating possible identity theft. If a credit report is found, inform the credit bureau it may be fraudulent.
A credit report will be created for your child, then frozen. If you are the parent or legal guardian of a child under 16, you can place a security freeze on their credit reports. Security freezes must be placed separately with each of the three nationwide credit bureaus.
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You can also contact Experian and TransUnion. You can look for a credit monitoring product that allows you to add children and monitors their credit reports for activity.
Protecting your kids
If you must provide it to his or her school, ask how the information will be protected and who can access it. Attorney General of Georgia Sitemap. Text Size Print.
Learn the warning signs so that you can protect your children. Questions from the Social Security Administration, Internal Revenue Service IRS , or some other government agency seeking to confirm that your child is employed, even though your child has never had a job.
Notice from the IRS saying that your child has failed to pay taxes on income, even though your child has no income. What to do if it happens to your child If you think your child has been the victim of identity theft: Contact each of the three nationwide credit reporting agencies i. Equifax, Experian, and TransUnion to determine whether your child has a credit report.https://yjaqobegalyv.cf
Identity theft isn't just an adult problem. Kids are victims, too
Make sure to record the dates you made calls or sent letters and keep copies of all letters and paperwork in your files. Alert each credit reporting agency. Ask each credit reporting company for its mailing address and any policies regarding child identity theft. Contact any one of the three credit reporting companies.
Why you should hide your child’s Social Security number - MarketWatch
The company that you contact must contact the other two credit reporting agencies so that all three companies will have an alert on the file they have for your child. Mark your calendar as to when the alert is placed on the credit file. An extended alert lasts for seven years.
Alert individual businesses.
How to protect your child from identity theft
Contact each company by phone and follow up with a letter and copies of supporting documents. Explain that your child has been the victim of identity theft. Request that all accounts that have been opened or compromised be closed immediately. Request a copy of all application and transaction records in writing. Provide copies of all application and transaction records to the law enforcement agency investigating your case. Explain the identity theft and ask the agency to amend the document accordingly.
Ask the school if this is optional or if another form of identification, such as a utility bill, is sufficient.
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